Word
返済
Meaning in Englishrepayment
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Word context
What it means
返済 means repayment of money owed or debts. It refers to the act of paying back funds to settle a loan, mortgage, credit card balance, or similar obligation, often in scheduled installments and within agreed terms.
Main meanings
- Repayment of borrowed money, typically in installments.
- The act of paying back a loan, credit, or debt; can be expressed as 返済する.
- Commonly used in phrases referring to repayment amount and schedule, such as 返済額 or 返済期間.
How to use it
Used in formal finance contexts and everyday financial discussions to refer to repaying debt or obligations; typically as a noun, often used with verbs like する or in compounds such as 返済計画 or 返済期間; in bank documents you will see 返済開始, 返済終了.
Variants and close terms
- 償還 (しょうかん, shoukan) — redemption or repayment in bonds/loans
- 完済 (かんさい, kansai) — fully paid off; debt settled
- 支払う (しはらう, shiharau) — to pay; broader term for payment
Composition
- 返: to return, repay
- 済: to finish, settle
- Together they express the act of returning funds to finish settling a debt
Etymology
返済 combines 返 meaning to return or repay and 済 meaning to finish or settle; the reading hensai comes from the on'yomi of both characters.
Word class
Noun (suru-verb)
Word
Related words by kanji and components
N2
～済
～zumi
finished
N2
裏返す
uragaesu
to turn inside out, to turn (something) over
N2
引き返す
hikikaesu
to turn back, to go back, reverse
N2
引っ繰り返す
hikkurikaesu
to turn over, to overturn, to knock over
N2
引っ繰り返る
hikkurikaeru
to be overturned, to be upset, to topple over, to be reversed
N3
済ませる
sumaseru
finish, complete, settle
N3
繰り返す
kurikaesu
repeat, do again
N4
経済
keizai
economy, economics, finance
N4
済む
sumu
finish, be completed, be settled
Kanji