Word
返済
Meaning in Englishrepayment
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Word context
What it means
返済 means repayment of money owed or debts. It refers to the act of paying back funds to settle a loan, mortgage, credit card balance, or similar obligation, often in scheduled installments and within agreed terms.
Main meanings
- Repayment of borrowed money, typically in installments.
- The act of paying back a loan, credit, or debt; can be expressed as 返済する.
- Commonly used in phrases referring to repayment amount and schedule, such as 返済額 or 返済期間.
How to use it
Used in formal finance contexts and everyday financial discussions to refer to repaying debt or obligations; typically as a noun, often used with verbs like する or in compounds such as 返済計画 or 返済期間; in bank documents you will see 返済開始, 返済終了.
Variants and close terms
- 償還 (しょうかん, shoukan) — redemption or repayment in bonds/loans
- 完済 (かんさい, kansai) — fully paid off; debt settled
- 支払う (しはらう, shiharau) — to pay; broader term for payment
Composition
- 返: to return, repay
- 済: to finish, settle
- Together they express the act of returning funds to finish settling a debt
Etymology
返済 combines 返 meaning to return or repay and 済 meaning to finish or settle; the reading hensai comes from the on'yomi of both characters.
Word class
Noun (suru-verb)
Word
Related words by kanji and components
N1
裏返し
uragaeshi
inside out, reverse
N1
折り返す
orikaesu
to turn up, to fold back
N1
救済
kyuusai
relief, aid, rescue
N1
済ます
sumasu
to finish; to settle; to do without
N1
宙返り
chuugaeri
somersault, looping-the-loop
N1
照り返す
terikaesu
to reflect, to throw back light
N1
振り返る
furikaeru
to turn head, to turn around, to look back
N1
返還
henkan
return, restoration
N1
返答
hentou
reply
Kanji