彼は借金を返すのに必死だ

N5 彼 kare he N3 借金 shakkin debt, loan, liability N5 返す kaesu to return something N3 必死 hisshi desperation, frantic, inevitable result

N3 彼 hi / kare, kano, ka.no he, that, the N4 借 shaku / ka.riru borrow, rent, emprunter N5 金 kin, kon, gon / kane, kana-, -gane gold, or, oro N3 返 hen / kae.su, -kae.su, kae.ru, -kae.ru return, answer, fade N3 必 hitsu / kanara.zu invariably, certain, inevitable N4 死 shi / shi.nu, shi.ni- death, die, mort

N4 〜のに noni Indicates unexpected contrast, connects two opposing ideas, means although, despite, even though N5 〜を o Marks the direct object of an action, appears before the verb, shows what receives the action N5 〜に ni Indicates destination, target, arrival point, specific time, or person receiving an action N5 〜の no Indicates possession, relation between nouns, nominal explanation, or turns a verb into a noun phrase N5 〜は wa Marks the topic of the sentence, indicates what the sentence is about, can contrast with another element, organizes main information